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DISCLAIMER: Nataly Teran is not a lawyer, CPA, or financial advisor. It is imperative for you to conduct your own due diligence and/or consult with a financial advisor. It is YOUR RESPONSIBILITY to adhere to the laws in your state or jurisdiction. THIS DOCUMENT IS FOR EXAMPLE PURPOSES ONLY! You must change and tweak this contract to your state laws! Nataly is not liable for any damage resulting from failure to do so.